With years of loan modification experience, our specialists are experts at negotiating with lenders. When you complete the form below, one of our loss mitigation specialists will contact you to complete the contract process. This process takes less than 10 minutes from start to finish and will allow us to begin the negotiation process. To get started, please fill out the form below and expect to be contacted.

Interested, But You're Not Sure What Loan Modification Is?

A Loan Modification is "a permanent change in one or more of the terms of a mortgagor's loan, which allows the loan to be reinstated, and results in a payment the mortgagor can afford." In other words, your interest rate can be lowered, your remaining balance re-amortized and/or the current term of your loan extended, in order to reduce your monthly payment.

There are costs and fees associated with a modification that you will be responsible for, and for which you will have to make an immediate payment.
In order to qualify for a Loan Modification, all property taxes must be current, or you must be participating in an approved payment plan with your taxing authority.

If you have any additional liens or mortgages with other lenders – they must agree to be subordinate to the first mortgage.